Payment and financing
Explore insurance payments, accepted payment methods, advance-payment savings, and third-party financing at Cary Dental Arts and Wake Dental Arts.
Plan your care with confidence
Dental care can be an important investment in your health and confidence. At Cary Dental Arts and Wake Dental Arts, we welcome questions about treatment costs, insurance, and payment options so you can plan ahead.
Tell us about your concerns. We can discuss your recommended care, estimated costs, and available payment arrangements before you proceed.
We accept benefits from most major dental insurance companies. Our team will file insurance claims, accept assignment of benefits, and help you understand available coverage. Treatment recommendations are based on your oral health needs, rather than insurance limitations. Acceptance of benefits does not necessarily mean participation in your specific network.
Your estimated copayment or patient portion is due at the time of service. Estimates are not a guarantee of insurer payment; any amount unpaid by your carrier is due within 30 days, consistent with your financial agreement.
Understand your dental insurancePayment for the portion not covered by insurance is due in full when services are provided, unless an alternative arrangement has been agreed with the office in advance.
We accept cash, checks, Visa, Mastercard, Discover, and American Express.
A 3% courtesy discount is available for treatment paid in full by cash or check at least one week before the appointment. Confirm eligibility and how this applies to your treatment estimate with your office before paying.
We accept CareCredit at Cary Dental Arts and Wake Dental Arts. Ask your preferred office about using CareCredit for eligible dental treatment and for assistance with the application process.
Explore CareCredit dental financing
Ask about financing options that may include up to 12 months without interest and longer-term interest-bearing plans of up to 84 months.
Availability, eligibility, credit approval, minimum purchase amounts, repayment terms, and promotional conditions are determined by the financing provider. Not every applicant or treatment qualifies for every offer.
Before applying, review the APR, fees, payment schedule, and whether an offer uses deferred interest. With deferred-interest promotions, interest may be charged from the purchase date if the balance is not paid within the promotional period. Your financing agreement controls.
Whether you are planning routine care, restorative treatment, implants, or a smile makeover, talk with us about a payment approach that fits your circumstances.
Your dentist will recommend care based on your needs. The office can discuss payment choices and clinically appropriate treatment stages without promising financing approval or a particular result.
The payment options described here apply to both Dental Arts offices. Contact us to review your estimate and the financing terms available for your care.